Why does a small crease lower a bill's value?
How creases affect grading
Paper money is graded largely on how crisp and clean it looks. A crease is visible evidence of handling, which lowers the impression of quality. The effect can be stronger on high-grade notes than on common circulated ones.
Sharp, centered folds may be visible from across the table. Light wear tends to matter less than strong, deep creases.
- Single light folds reduce crispness
- Multiple folds usually lower the grade more
- Stains and tears affect value even more than folds
Why folds happen
Bills are often folded in wallets, cash registers, or envelopes. Frequent handling creates soft creases over time. Storing notes flat in sleeves prevents new folds.
Attempting to flatten a crease with heat or pressure can cause more damage. Leave the note as it is unless an expert recommends otherwise.
What to do with a creased note
Compare the note with examples in a grading guide to estimate its condition. Ask a reputable dealer what a crease means in the current market. Keep the note protected so it does not get worse.
Notes that are common in circulation often carry face value or a small premium even when creased. Rare notes can lose more of their value.
Common mistakes
- Ironing a bill to remove a crease
- Storing bills folded in a wallet
- Assuming every crease makes a bill worthless
